Releasing Some Of The Equity In Your Home

The equity (value) you have in your home is the open market value less any mortgage or other debt held against it.  Equity Release is the term used for a way of getting cash from the value of your home without having to move out of it.

Equity release schemes are usually only available if you (and your spouse or partner) are at least aged 55 or over, although it is usually people in their 70s who will benefit most.  

At Arch Financial Planning Limited one of our advisers, Alison Radford, is an Equity Release Specialist and has passed the Chartered Insurance Institute’s Certificate in Equity Release examination as required by the FSA. 

We believe that equity release should not be considered in isolation but that it should be part of a person’s overall financial planning.  That is why, as professionally qualified independent financial advisers, we believe we are ideally placed to help you in this important area.

If you would like to have a no-obligation discussion with our Equity Release Specialist please contact us on enquiries@arch-fp.co.uk or telephone 01483 204600 (if local) or 0845 3700 660 (local call charge only) and ask for Sarah Bond who will arrange for Alison to contact you.

Home Income Plans

“Too many elderly homeowners find themselves in the unenviable position of having to watch every penny they spend from day to day, while most of their money remains locked up in their single biggest asset - their home.

Home income plans and equity release plans can resolve the problem safely.”

Safe Home Income Plans (SHIP)

Arch Financial Planning Wins Top Award

At theNew Model Adviser Awards 14/15 January 2010 Arch Financial Planning Limited was named as New Model Adviser 2010 for the South East Region. Furthermore, at the Professional Adviser Awards on 21 January 2010 Arch Financial Planning Limited was Highly Commended in the Professional Adviser Baillie Gifford Financial Education Award. This is the third year that we have been shortlisted. For further information please refer to the Arch Blog.

Investment Proposition

If your investments seem to be rather unstructured and going nowhere you should have a look at our investment proposition for our clients and then get in touch to see how this could benefit you.

Get More From Your Pension

Did you know that by using the open market option when the time comes to purchase an annuity with your pension fund that you could obtain a higher pension for life? If you have had any health problems or you smoke or live in the right area the increase could be as much as 20%! Do ask us about this. You have nothing to lose.